NYC Bucket List-ed: 30-Day Challenge Recap


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NYC Bucket List

This is a sponsored post written by us on behalf of the Visa Clear Prepaid program and the Kaiku® Visa® Prepaid Card. All opinions came straight from our own noggins, not a robot’s.

You might remember before our somewhat abrupt cross-country move from the Big Apple back to the Beehive State earlier this month, we kicked off a 30-day NYC Bucket List challenge. We had some inklings that a move might be on our horizon by the time we published that post, but we had no idea how soon it would actually happen. So it was actually really serendipitous that we squeezed it in just before we said goodbye to our dear NYC.

Before we jump into our staycation travelogue, here’s a brief summary on the project. We teamed up with the Visa Clear Prepaid program the last few months and used the Kaiku® Visa® Prepaid Card, part of the Visa Clear Prepaid program, as a “digital envelope” budget (which we discussed here). So we gave ourselves $150 to cross off as many bucket list items in New York City in 30 days. For the final few weeks of city living, our Saturdays were filled to the brink with outings. It couldn’t have come at a better time (although the humidity didn’t cooperate). We loved getting pictures of Sally and Winnie at the different locations. And while they weren’t always happy about it (at all), we think they’ll like seeing those pictures when they’re older.

We wanted to share some pictures and highlights from our bucket list, but first, here’s our list of activities with the bold ones indicating we got ‘er done!

  1. Picnic in Central Park with some good burgers
  2. Let Sally hail a cab
  3. Play sand volleyball near Sheep’s Meadow (Johnny)
  4. Run along Riverside Park before sunrise (Joanna)
  5. Walk the High Line
  6. Splash around Washington Square Park’s splash pad
  7. Take a ride to the Top of the Rock or Freedom Tower
  8. Row a boat in Central Park
  9. Wave to some “Georges” (Sally-speak for monkeys) at the Bronx Zoo
  10. Take a ride on the carrousel in DUMBO
  11. Visit the Brooklyn Children’s Museum
  12. Let Sally fly down the granite slide in the Billy Johnson Playground
  13. Watch a chess match in Washington Square Park
  14. Run around the Jackie Onassis Reservoir as a fam
  15. Catch a New York baseball game
  16. Eat authentic Chinese food
  17. Let Sally devour her first, very own ice cream cone
  18. Watch the sail boats in Central Park
  19. Ride bikes on Governor’s Island
  20. Check out Saint John the Divine cathedral

 

NYC Must-See Bucket List Activities

And now for some highlights:

  • Trekking down to the fountain at Washington Square Park. We happened to arrive at the same time as 30 semi-clothed adults that made the fountain their dance floor. We let Sally wade and observe from afar. We watched them for several minutes (simply because we COULD NOT look away) and then hightailed it out of there when they all came out of the fountain and laid on the ground, chanting to each other.
  • Walking the entire High Line. A-MAZ-ING. I’m embarrassed that it took us so long to finally venture down there. We kept speculating when and how they keep every inch of it so perfectly landscaped and beautiful.
  • Giving Sally her first real ice cream cone. I’ve never seen a girl so excited. Or messy. I don’t think she knew what to do with herself. It really was the messiest I think she’s ever been, so we might call it good on future ice cream cones at least for the next few months or so.
  • Taking Sally down the granite slide at the Billy Johnson playground. Sally’s usually terrified of big slides, but after going down once with Johnny, she went by herself at least five more times — and then screamed and cried when we had to leave. We love seeing her give into a little adventure every now and then.
  • Seeing the sailboats in Central Park. Johnny and I visited the sailboats years ago when we lived here before, but we thought Sally would just love them. And she did! One of the mini-sailboat operators even steered their boat right next to Sally so that she could touch it. And who said New Yorkers aren’t sweet?
  • Having a picnic in Central Park. I can’t remember another time we’ve picnicked (probably because my domesticity is limited to all the rooms of our home that aren’t the kitchen). Johnny and I always joke that picnics look fun in pictures but can’t possibly be fun in reality. Well, we proved our cynical selves wrong. It was such a laid back evening, just finding a grassy spot and chowing down on some burgers with our girls.

After having experimented with the Kaiku® Visa® Prepaid Card on groceries a few months now, we really enjoyed using it for this project and having a set budget that we could check at any time. Despite the small $3/month maintenance fee (which is waived if you do direct deposit of $750 or more each month), this is definitely our best bet for a 21st century alternative to the envelope system. That being said, one “only in NYC” annoyance that we ran into a couple times was running into cash-only expenses. So while we were trying to keep our “digital envelope” budget nice and paper-free, antiquated NYC-ness got in the way of that dream. Lucky for us, finding an in-network, no-fee ATM was easy-peasy with the Kaiku app.

We had such a blast! Writing this and looking at these pictures is making me all mushy nostalgic for the City. If NYC is in your future vacation plans, enjoy and give it a big hug and kiss for us. On second thought, don’t use your lips to touch anything in the city. We still love you NYC!

Maximizing Your Budget: Entertainment


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Maximizing Your Entertainment

In 2015, we’re putting extra emphasis on budgeting since it’s a must for financial success. Each month, we tackle a different category, and by year’s end, we’ll have one big resource for maximizing your entire budget.

The Entertainment portion of our budget is the one I feel least qualified to write about. And it’s not because we blow it every month. Rather, it’s kind of the opposite. Johnny and I are simple (read: boring) folk, so this is an area of our budget where we’ve never struggled. We make big “sacrifices” in Entertainment spending (or lack of), and it doesn’t feel like a sacrifice at all. So we’ll give our tips on how we don’t spend on entertainment. But then we need some help from you who go and do more so our readers can hear your best tips, too. Capiche?

Swap babysitting.

One of the biggest deterrents to going out for a date is having to pay a babysitter. Suddenly our night out is twice the cost because we have children who need watching. But that doesn’t mean we get rid of our date nights altogether. No, no, no. My fondest memories the past few months of having two children are the ones when Johnny and I were out. Alone. You can’t really put a price on that rejuvenation that comes from a night out. But rather than ramp up our babysitting spending, we swap date nights with other couples who have kids our same age. We drop our kids at their house and have a few hours to ourselves, and then we do the same thing for them a few weeks later. And we save the paid babysitters for special occasions — anniversaries, birthdays, or “We have to go on a date tomorrow or I’m going to lose it!!!” nights.

If you have very young children like we do, perhaps you’ve felt frustrated by paying a babysitter to just sit in your home while your children sleep. Our kids go to bed so early that there’s no real babysitting that even happens. For later evening dates, we sometimes ask a willing friend or family member who doesn’t have children to simply sit at our home and watch a movie (sometimes with their boyfriend or girlfriend) while we’re out. In return, we grab them food or a treat while we’re gone.

Find free activities.

One of our favorite evening activities before we had kids was taking walks outside. It sounds lame, but we had so much fun just walking around (during the warmer months, of course), talking about whatever. It didn’t cost a penny, but we still got that quality alone time outside of our home.

Now that we have kids, evening walks don’t happen very often, but we still look for free or inexpensive things to do when we go out. Our outings on the weekends almost always include our daughters, and we usually find a free park, splash pad, or hike where we can be together. We once made the mistake of perusing the mall together as a family, and it took all our willpower to leave without buying a single item. So we avoid malls and other stores unless we have a list of specific items we need to buy.

Have a night in.

Johnny and I love our nights in. We have it down to a science almost, which makes it sound super boring, but for some reason, we get really excited for our date nights in. We fix a favorite meal to have after the girls are in bed (or do take out), and we settle down on our couch in front of the TV with a rented movie or an episode from whatever show we’re currently obsessed with. We also keep a stash of junk food — candy, chocolate, ice cream, popcorn, etc., and choose one of those items (or a few) to have with our movie. We were grocery shopping two nights ago, and as we were restocking our junk food stash, Johnny added Twinkies to the mix… so we’re that family now, the one with Twinkies in the cupboards.

We also love having friends over for board games or to watch college football. We have snacks and treats, and we all sit around and play games. It’s good, nerdy, competitive fun. And it’s free!

Nix the cable.

In case you missed it, at the beginning of the year Johnny and I found a way to save on the easiest form of entertainment known to man — we cut cable TV. And we’ve never looked back since. Any entertainment we seek from our TV, we find in Netflix and other streaming options (which we outlined in our comprehensive post on the subject). If you’re someone who likes to eat out or go to movies more than we do, canceling cable could be a great option for saving some money in your budget that could go toward other entertainment options.

And with that, we’ve exhausted all our tips and tricks we can think of for saving on entertainment! So we need to hear from all you exciting folks out there! How do you slash your entertainment spending while still having fun in order to maximize your budget?

OFB Interviews: Saving for a Snowy Day


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OFB Interviews Laura and John

For today’s installment in our interview series, we’d like to introduce you to Laura and John from Rather Square! They’ve got a great story and some awesome tips, so enough from us. Here’s Laura! Tell us your story. My husband (and co-blogger) John and I bought a nearly-100-year-old American Foursquare…

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Observations on NYC vs Suburbia


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NYC vs Suburbia

Moving out of a New York City apartment and into a house in suburbia is a big change. Okay, that’s an understatement. There’s almost nothing similar about our life in New York and our life now. As we’ve been getting settled in, Johnny and I have found ourselves thinking aloud…

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